Payroll & Tax · Philippines
PhilHealth Contribution Calculator
Private and government employees. The premium is split equally with the employer.
Your fixed monthly basic salary, without overtime, allowances, commissions or bonuses.
- Premium rate
- 5% of the salary
- Salary countedThe income floor and ceiling
- ₱10,000 to ₱100,000
- Monthly premium
- ₱500 to ₱5,000
Nothing you type is sent anywhere. Figures follow PhilHealth's published rates.
Enter a monthly salary or income to see the PhilHealth premium at 5%, the share you pay and the share your employer pays, and what a direct contributor pays monthly, quarterly or for the year.
How to use this tool
Choose Employee, Kasambahay, or Self-employed, voluntary or OFW.
Enter the monthly basic salary or income. Overtime, allowances and bonuses do not count.
Read the 5% premium and how it is shared, or for a direct contributor, what to pay monthly, quarterly or for the year.
How to use this tool
Choose Employee, Kasambahay, or Self-employed, voluntary or OFW.
Enter the monthly basic salary or income. Overtime, allowances and bonuses do not count.
Read the 5% premium and how it is shared, or for a direct contributor, what to pay monthly, quarterly or for the year.
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The PhilHealth premium in one step.
The premium is a flat 5% of the monthly basic salary, held between a floor and a ceiling. This applies the limits and splits the result the way the law says.
- Floor and ceiling
- Below ₱10,000 the premium is worked out on ₱10,000, and above ₱100,000 it stops growing, so it runs from ₱500 to ₱5,000 a month.
- Who pays
- Employees and employers pay half each. Direct contributors pay all of it, and a household employer pays a kasambahay's premium below a ₱5,000 wage.
- Basic salary only
- Overtime, allowances, commissions, the 13th month and bonuses are left out, and so are deductions for absences or leave without pay.
Frequently asked questions
How much is the PhilHealth contribution in 2026?
5% of the monthly basic salary, from ₱500 at ₱10,000 or less to ₱5,000 at ₱100,000 or more. An employee earning ₱30,000 has a ₱1,500 premium: ₱750 deducted from their pay and ₱750 paid by the employer.
Did the PhilHealth rate change in 2026?
No. PhilHealth's advisories for 2025 and 2026 keep the premium at 5% of the monthly basic salary, with the ₱10,000 income floor and the ₱100,000 ceiling.
Is PhilHealth based on basic salary or gross pay?
Basic salary. PhilHealth tells employers to use the fixed monthly basic rate, without commissions, overtime, allowances, the 13th month or bonuses, and without taking off deductions for tardiness, absences or leave without pay.
What do self-employed members, voluntary members and OFWs pay?
The whole 5% of their monthly income themselves, at least ₱500 a month. They can pay monthly, quarterly, every six months or for the whole year at once.
Who pays a kasambahay's PhilHealth?
The household employer pays the whole premium while the kasambahay earns less than ₱5,000 a month. From ₱5,000 it is shared equally. Because of the ₱10,000 floor, the premium for most kasambahay is ₱500.