Payroll & Tax · Philippines
Philippines Salary Calculator
Nothing you type is sent anywhere. These are estimates from the official tables, not tax advice.
Enter your monthly salary to see every deduction on a Philippine payslip, from SSS to withholding tax, and what is left on each payday. It also shows what your employer pays on top and your take-home pay for the year.
How to use this tool
Enter your Monthly basic salary and choose whether you are paid Once a month or Twice a month.
Add any Overtime and taxable allowances, Non-taxable allowances and Loans and other deductions for the month, and switch on Minimum wage earner if it applies to you.
Read your payslip, switching between Per payday, Monthly and Yearly, then see what your employer pays on top and your totals for a full year, and Copy the result.
How to use this tool
Enter your Monthly basic salary and choose whether you are paid Once a month or Twice a month.
Add any Overtime and taxable allowances, Non-taxable allowances and Loans and other deductions for the month, and switch on Minimum wage earner if it applies to you.
Read your payslip, switching between Per payday, Monthly and Yearly, then see what your employer pays on top and your totals for a full year, and Copy the result.
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Every line of a Philippine payslip.
The deductions follow the tables the agencies publish, so you can check a payslip or compare a job offer on the same terms an employer uses.
- Current official rates
- SSS at 15% on credits up to ₱35,000, PhilHealth at 5%, Pag-IBIG on a ₱10,000 maximum fund salary, and the BIR table in force since 2023.
- Paid once or twice a month
- Paid twice a month, each payday is taxed with the semi-monthly table, exactly as a semi-monthly payroll does it.
- The employer's side and the year
- See the employer's own SSS, PhilHealth and Pag-IBIG shares, the full cost of the job, and the year with your 13th month.
Frequently asked questions
How is take-home pay worked out in the Philippines?
Your SSS, PhilHealth and Pag-IBIG shares come off your pay first. What remains is your taxable pay, and the BIR withholding table for your pay period sets the tax on it. Take-home pay is your gross pay less the contributions, the tax and any loans or other deductions.
What is the take-home pay on ₱25,000 a month?
About ₱22,611.20 when paid once a month. SSS takes ₱1,250 (on a ₱25,000 salary credit), PhilHealth ₱625 and Pag-IBIG ₱200, leaving ₱22,925 of taxable pay. The tax is 15% of the ₱2,092 above ₱20,833, or ₱313.80.
Why is my payslip slightly different?
Employers round differently, count some allowances for SSS and others not, and may take all contributions on one payday instead of half on each. Absences, late arrivals and loans also change a payslip. The monthly totals here are the figures to compare.
Is the 13th month pay taxed?
Not up to ₱90,000. The 13th month and other bonuses, such as a Christmas bonus or productivity incentive, are tax-free together up to ₱90,000 a year. Anything above that is added to your taxable pay, usually in the last payroll of the year.
Do minimum wage earners pay income tax?
No. Statutory minimum wage earners pay no income tax on their minimum wage, or on the holiday, overtime, night-shift and hazard pay that goes with it. SSS, PhilHealth and Pag-IBIG are still deducted.
I am paid a daily rate. How do I use this?
Multiply your daily rate by the number of days you are paid in a month, such as 22 for a five-day week or 26 for a six-day week, and enter that as your monthly basic salary.